PB India Banking Product Manager - AVP

Join us as PB India Banking Product, where you will be responsible for: Taking the ownership of core banking products in the Private Banking India Team. You will manage delivery, compliance, and client-focused solutions across CASA, deposits, escrow, and payments while aligning with evolving regulatory needs.Full lifecycle ownership of key banking products from idea to implementation.Managing product governance, ALCO approvals, and regulatory updates (RBI, SEBI)Partnering with private bankers and clients to deliver tailored solutionsLeading regulatory interpretation, exception approvals, and internal policy alignmentDriving pricing, product positioning, and competitor benchmarkingCollaboration with stakeholders across Treasury, Legal, Risk, Compliance, Ops and Tech.Preparing client-ready documentation and presenting to senior leadership To be successful in this role, you should have : Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.Take ownership for managing risk and strengthening controls in relation to the work done.Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.Influence or convince stakeholders to achieve outcomes. You may be assessed on key skills such as: Product knowledge across banking and paymentsStrong regulatory awareness and risk understanding.Ability to manage internal and external stakeholders effectively.Strategic thinking, data-driven decision-making, and problem solving.Strong communication, documentation, and presentation skills Process orientation with ability to drive operational efficiency Basic/ Essential Qualifications: Graduate degreeStrong understanding of Indian regulatory frameworks (RBI, SEBI, FEMA, etc.)Exposure to governance processes like ALCO, audit, and risk committeesExperience with commercial judgement and client-centric thinking Desirable skillsets/ good to have: Experience handling escrow structures, structured deposits, or liquidity productsPrior interaction with RBI / SEBI on product approvals or regulatory filings.Working knowledge of regulatory tolls and tech platformsFamiliarity with FX, trade finance, and wealth-linked product offeringsExperience working in diverse, multicultural banking environments Job location is Mumbai. Purpose of the role Product Managers are responsible for the leading the strategic focus of the product(s), defining the product vision, market strategy, and competitive analysis. They think about the product's future and how it will evolve over time. They work with various teams, including marketing, engineering, operations, and sales, to ensure everyone is aligned on the product strategy. They use data and market research to inform their decisions and prioritize product features. Accountabilities Define Product Strategy: Accountable for defining a product strategy that aligns with business vision, managing capabilities, balancing short-term with long-term goals, ensuring that products meet market demands and drive growth.Cross functional alignment: Leadership of cross functional relationships, working with various cross-functional teams to ensure alignment of product strategy and goals.Risk and Control: Accountable for overseeing product risk management, including identification of potential risks, development of strategies to mitigate those risks, and maintenance of alignment between the product management and control functions.Product Development Lifecycle: Own product development lifecycle, from concept to launch, ensuring efficient processes, on-time delivery, and alignment with E2E customer expectations and experience. working with product owners to drive change objectives.Deliver Product Goals and Performance: Deliver clear objectives and key outcomes to steer the product vision and ensure alignment with companys business goals, financial targets, and strategic vision, driving long-term business success. Data driven decisions: Monitor product performance through data-driven analysis and insights, regularly assessing progress against objectives and adjusting the strategies as needed to optimise outcomes and maximise value for both business and Join us as PB India