Credit Risk Analyst

Job openings for Credit Risk Analyst in Sholinganallur Chennai # Financial Credit Risk Modeler (R2163) ## Job Details Job Title: Financial Credit Risk Modeler Location: Sholinganallur Work Mode: Hybrid (4 Days Work From Office) Experience Required: 4+ Years Notice Period: Immediate to 30 Days Preferred ## About the Role We are seeking an experienced Financial Credit Risk Modeler with strong expertise in credit risk model development and validation. The ideal candidate should have hands-on experience in building, validating, and implementing statistical and predictive models within the financial services domain. ## Key Responsibilities Develop and validate credit risk models for banking and financial services. Design and build scorecards using Logistic Regression techniques. Develop and validate IFRS9 models, including: Probability of Default (PD) Loss Given Default (LGD) Perform end-to-end model development activities, including: Data preparation Feature engineering Model development Validation and performance monitoring Apply statistical and predictive modeling techniques such as: Regression Analysis Time Series Modeling Risk Scorecard Development Collaborate with business stakeholders and cross-functional teams to support risk management initiatives. ## Mandatory Requirements ### Credit Risk Modeling Experience Minimum 3+ years of hands-on experience in: Credit Risk Model Development OR Credit Risk Model Validation Experience limited to implementation, reporting, data cleansing, or exploratory data analysis alone will not be considered. ### Modeling Expertise Candidates should have experience in one or more of the following: Credit Risk Scorecard Development IFRS9 PD Models IFRS9 LGD Models Predictive Modeling using statistical techniques ### AI / Machine Learning Exposure Candidates should possess basic knowledge of AI/ML concepts and have exposure to one or more of the following: Large Language Models (LLMs) AutoML Google Cloud Platform (GCP) Other AI/ML frameworks and applications ## Technical Skills Preferred: SAS Google Cloud Platform (GCP) ## Preferred Candidate Profile Strong analytical and problem-solving skills. Experience in financial risk modeling and model validation. Understanding of banking and financial risk management frameworks. Ability to work independently and collaborate effectively within teams. ## Additional Information This is a high-priority requirement. Candidates available to join immediately or within 30 days will be highly preferred. Experience 3 - 9 Years Salary 90 Thousand To 25 Lac P.A. Industry Financial Services / Banking, Investments / Insurance / Stock Market / Loan Qualification Key Skills PD Model LGD Model Python Credit Risk Assessment Model Model Validation .