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About the role
- You will own the product strategy for the CPN Payments Engine the core infrastructure that powers payment creation, routing, settlement, and lifecycle management across the network. - Youll define the reliability, performance, and capability roadmap that enables OFIs and BFIs to move money at scale, and lead cross-functional execution to turn engine improvements into measurable gains in throughput, latency, and success rates. What youll work on: - Own the Payments Engine roadmap: Define and execute the product roadmap for payment creation, processing, and settlement. Prioritize features that improve reliability, reduce latency, increase success rates, and unlock new use cases across corridors and rails. - Drive payment performance: Own key engine health metrics success rate, latency (TTFT, end-to-end), RFI rate, failure root causes. Identify bottlenecks, partner with Engineering to resolve them, and translate improvements into OFI and BFI outcomes. - Shape API and protocol capabilities: Define requirements for the OFI Payments API and BFI quoting/settlement protocols. Balance developer experience with compliance requirements and network reliability. Own the spec process from problem to launch. - Build engine observability and control: Drive investments in payment monitoring, alerting, and operational tooling that give Circle and its partners real-time visibility into payment health and the ability to act on anomalies. - Partner across the network: Work closely with BFI partners, OFI integrations, Compliance, and Operations to understand where the engine creates friction and remove it unblocking volume, reducing manual intervention, and improving SLAs. What youll bring to Circle: Core requirements: - 5+ years in Product Management at a payments, fintech, or financial infrastructure company - Experience owning platform or infrastructure products APIs, processing pipelines, settlement systems, or developer-facing capabilities - Strong analytical skills comfortable diagnosing payment failures, interpreting latency distributions, and building data-driven cases for prioritization; SQL or equivalent data fluency - Track record of shipping reliability or performance improvements with measurable impact (e.g., success rate, p99 latency, error rate reduction) - Experience working cross-functionally with Engineering, Operations, Compliance, and BD/Sales to drive outcomes in ambiguous, fast-moving environments - Ability to operate at both the strategic level (roadmap, architecture trade-offs, partner SLAs) and the tactical level (debugging a failed payment, unblocking a specific corridor, writing a precise spec) - Transparent, structured communication can produce decision-ready documents, technical specs, and cross-functional alignment materials Preferred requirements: - Experience in payments networks, settlement systems, or financial infrastructure (cross-border payments, correspondent banking, stablecoins, or blockchain-based settlement) - Familiarity with two-sided network dynamics and how engine reliability affects both supply (BFIs) and demand (OFIs) - Exposure to compliance-forward products where regulatory requirements shape processing logic (e.g., Travel Rule, sanctions screening, RFIs) - Experience with API product management in an enterprise or B2B context versioning, SLAs, developer documentation - Familiarity with payment lifecycle events, failure taxonomy, and operational tooling for payments monitoring and exception handling Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying. .
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