Risk Associate - Protected Partnership

You will be working at Credit Saison India, which is a rapidly growing Non-Bank Financial Company (NBFC) lender in India. The company is committed to providing credit solutions to underserved segments of the population and has a strong presence in the market. Key Responsibilities: - Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level - Identify segments, programs, locations, and profiles which are delinquent or performing well for various co-lending partnerships - Formulate, manage, and execute policies around risk management for all Co-lending partnerships across products - Conduct thorough risk assessments in collaboration with the business team to onboard the right partners meeting strategic goals - Develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.) - Identify trends through necessary analytics to enhance portfolio quality - Provide analytical support for internal reviews and portfolio enhancement opportunities - Collaborate with Product and Engineering teams to implement Risk strategies - Work with Data science team to optimize key model variables and risk model cut-offs - Gain a deep understanding of various data sources for underwriting purposes - Understand unsecured credit products and provide analytical solutions to business problems Qualifications Required: - Bachelors or Masters degree in Statistics, Economics, Computer Science, or other Engineering disciplines - 3 years of experience in Data science, Risk Analytics, or Risk Management - Proficiency in SQL and other analytical tools/scripting languages like Python or R - Strong understanding of statistical concepts, experimental design, and measurement - Familiarity with statistical and data mining techniques - Experience in machine learning techniques such as decision tree learning - Prior exposure to structured and unstructured data - Preferred experience in Fintech or Retail lending You will play a crucial role in managing risk and developing credit strategies for various co-lending partnerships at Credit Saison India. Your expertise in data science and risk analytics will be instrumental in optimizing the company's portfolio and ensuring the quality of its lending partnerships. You will be working at Credit Saison India, which is a rapidly growing Non-Bank Financial Company (NBFC) lender in India. The company is committed to providing credit solutions to underserved segments of the population and has a strong presence in the market. Key Responsibilities: - Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level - Identify segments, programs, locations, and profiles which are delinquent or performing well for various co-lending partnerships - Formulate, manage, and execute policies around risk management for all Co-lending partnerships across products - Conduct thorough risk assessments in collaboration with the business team to onboard the right partners meeting strategic goals - Develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.) - Identify trends through necessary analytics to enhance portfolio quality - Provide analytical support for internal reviews and portfolio enhancement opportunities - Collaborate with Product and Engineering teams to implement Risk strategies - Work with Data science team to optimize key model variables and risk model cut-offs - Gain a deep understanding of various data sources for underwriting purposes - Understand unsecured credit products and provide analytical solutions to business problems Qualifications Required: - Bachelors or Masters degree in Statistics, Economics, Computer Science, or other Engineering disciplines - 3 years of experience in Data science, Risk Analytics, or Risk Management - Proficiency in SQL and other analytical tools/scripting languages like Python or R - Strong understanding of statistical concepts, experimental design, and measurement - Familiarity with statistical and data mining techniques - Experience in machine learning techniques such as decision tree learning - Prior exposure to structured and unstructured data - Preferred experience in Fintech or Retail lending You will play a crucial role in managing risk and developing credit strategies for various co-lending partnerships at Credit Saison India. Your expertise in data science and risk analytics will be instrumental in optimizing the company's portfolio and ensuring the quality of its lending partnerships.