Senior Cards and Payments Specialist

As a Senior Consultant - Cards and Payments Business Analyst at EY, your role will involve leveraging your expertise in banking payments transformations and implementing new cards and payment systems. Your responsibilities will include: - Having 5+ years of experience in banking payments transformations or implementing new cards and payment systems - Working as a Tech Business Analyst for Payment Processing Systems in large banks for at least 3 years - Being familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT - Demonstrating proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain - Possessing a strong understanding of payment systems, processing, and industry trends like ISO 20022, digital payments, payment gateways - Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime and Enterprise Payment platforms like Finacle, Base24 - Proficiency in technical documentation and modelling tools such as UML, BPMN - Excellent analytical, problem-solving, and communication skills - Familiarity with Agile methodologies and tools like Scrum, JIRA - Experience with API integrations and payment technologies - Knowledge of regulatory requirements in the payments industry - Certification in Business Analysis (e.g., CBAP) or Agile methodologies - Good Knowledge of check payments value chain involving Fraud and Dispute management, Clearing and Settlement processing, Network regulations and compliance - Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production - Proven track record of working on multiple projects and change management initiatives in a fast-paced and complex environment including liaising with external third-party companies as necessary - Experience in stakeholder management and governance in large scale implementations - Sound knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc. - Knowledge about payments regulatory frameworks like SEPA, BASEL, PSD2, PCIDSS etc. - Experience in working with payment processing stakeholders like Payment Intermediaries, Aggregators, Switches Skills and attributes for success: - BE/BTech+ MBA candidates with a minimum of 3 years of experience in client-facing consulting roles - Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs - Provide innovative ideas with clients to explore disruptive strategies that create business value, including usage of new age technologies, such as Blockchain and AI Behavioral attributes: - Analytical, organized, team player, relishes working in a multicultural, multi-national business context - Strong delivery mindset, customer focus, commitment to results and high-quality standards - Good communication skills, teamwork and customer focus are essential - Building influential relationships with colleagues, partners and customers is an essential part of the Services team strategy for success to date - Being able to work independently or in a team as needed - Stakeholder engagement, management, and governance Join EY to develop future-focused skills, experience world-class experiences, and work in a flexible and inclusive culture. If you are ready to shape your future with confidence, apply today. EY is an equal opportunity employer committed to Diversity, Equity & Inclusion. As a Senior Consultant - Cards and Payments Business Analyst at EY, your role will involve leveraging your expertise in banking payments transformations and implementing new cards and payment systems. Your responsibilities will include: - Having 5+ years of experience in banking payments transformations or implementing new cards and payment systems - Working as a Tech Business Analyst for Payment Processing Systems in large banks for at least 3 years - Being familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT - Demonstrating proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain - Possessing a strong understanding of payment systems, processing, and industry trends like ISO 20022, digital payments, payment gateways - Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime and Enterprise Payment platforms like Finacle, Base24 - Proficiency in technical documentation and modelling tools such as UML, BPMN - Excellent analytical, problem-solving, and communication skills - Familiarity with Agile methodologies and tools like Scrum, JIRA - Experience with API integrations and payment technologies - Knowledge of regulatory requirements in the payments industry - Certification in Business Analysis (e.g., CBAP) or Agile methodologies - Good Knowledge of check payments value chain involving Fraud and Dispute manage