Technical Business Analyst

Job Summary: We are seeking a Technical Business Analyst to drive requirements engineering and solution definition for enterprise-scale fintech platforms with AI/ML capabilities. This role requires deep expertise in financial systems, strong technical acumen, and experience working within regulated environments. You will act as a critical bridge between business stakeholders, architecture teams, ensuring high-quality, audit-compliant documentation and successful delivery of complex, distributed systems. Job Description: •Lead end-to-end requirements lifecycle: elicitation, analysis, documentation, validation, and change management •Produce enterprise-grade SRS aligned with architecture standards and governance frameworks •Collaborate with Enterprise Architects to align requirements with target architecture and technology strategy •Document API contracts, data models, and integration specifications across multiple systems •Ensure traceability using RTM (Requirement Traceability Matrix) from business requirements to delivery and testing •Facilitate stakeholder workshops across business, compliance, risk, and technology teams •Support regulatory and audit requirements (RBI, PCI-DSS, GDPR where applicable) •Identify risks, dependencies, and constraints in large-scale system implementations •Drive UAT planning and validation, ensuring business acceptance criteria are met Profile Description: •6+ years as a Business Analyst / Technical BA in enterprise environments •Strong domain expertise in fintech/banking systems (payments, lending, risk, compliance, fraud) •Proven experience writing detailed SRS for complex, distributed systems •Strong understanding of: •API architecture (REST, JSON, microservices) •Data modeling and database concepts (SQL) •Working knowledge of AI/ML concepts including: •Machine Learning •Fraud Detection •Model governance and explainability •Experience with enterprise tools such as: •Jira •Confluence •Postman •Strong knowledge of SDLC, Agile, and hybrid delivery models •Excellent stakeholder management across senior leadership and cross-functional teams Preferred Qualifications •Experience in large banks, NBFCs, or global fintech organizations •Experience with data governance and data lineage concepts •Certification such as PMI-PBA, CBAP or equivalent