Product Owner - Cash Management (Small and medium enterprises)

As a Product Owner at our company, you will play a crucial role in owning the end-to-end customer journeys and product vision & lifecycle. Your responsibility includes prioritizing the product backlog to maximize the value of our products or services for both our customers and our business. Your core ethos will be to make informed decisions ensuring each investment decision results in the maximum outcome, balancing short-medium- and long-term horizons. Key Responsibilities: - Own SME (Small and medium enterprises) Cash Management products across web & mobile banking - Drive payments & collections solutions - Define user stories & manage Agile delivery - Improve mobile banking experience & adoption - Lead the squad to deliver relevant and impactful features balancing quality and speed - Identify, analyze, and steer solutions on organizational impediments and constraints to productivity, quality, early risk mitigation, and continuous delivery of value - Display exemplary conduct and live by the Group's Values and Code of Conduct Qualifications Required: - 12+ years of total working experience with 8+ years of experience as a Business Analyst /Product Owner /Project Manager - Previous experience as a Product Owner or similar role in banking product delivery using agile framework - Good understanding of SME cash, lending or trade products and its relevant client journeys - Experienced with mobile and web banking platforms, especially SME-specific flows - Deep understanding of SME client profiles, segmentation, and banking needs across the client lifecycle - Experience in designing user journeys for SME interactions - Experienced in client engagement, creating insights and data analytics - Understanding of omnichannel strategies and how SMEs interact across devices - Familiarity with self-serve capabilities - Customer-centric mindset with a passion for delivering high-quality products that meet or exceed customer expectations and drive business value - Strong understanding of Agile principles and methodologies, including Scrum, Kanban, or Lean, and experience working in agile development teams In addition to the above, any experience with Fintech, corporate or wholesale banking knowledge, or experience and knowledge in Trade products is considered a plus. English proficiency at C2 level is required for this role. As a Product Owner at our company, you will play a crucial role in owning the end-to-end customer journeys and product vision & lifecycle. Your responsibility includes prioritizing the product backlog to maximize the value of our products or services for both our customers and our business. Your core ethos will be to make informed decisions ensuring each investment decision results in the maximum outcome, balancing short-medium- and long-term horizons. Key Responsibilities: - Own SME (Small and medium enterprises) Cash Management products across web & mobile banking - Drive payments & collections solutions - Define user stories & manage Agile delivery - Improve mobile banking experience & adoption - Lead the squad to deliver relevant and impactful features balancing quality and speed - Identify, analyze, and steer solutions on organizational impediments and constraints to productivity, quality, early risk mitigation, and continuous delivery of value - Display exemplary conduct and live by the Group's Values and Code of Conduct Qualifications Required: - 12+ years of total working experience with 8+ years of experience as a Business Analyst /Product Owner /Project Manager - Previous experience as a Product Owner or similar role in banking product delivery using agile framework - Good understanding of SME cash, lending or trade products and its relevant client journeys - Experienced with mobile and web banking platforms, especially SME-specific flows - Deep understanding of SME client profiles, segmentation, and banking needs across the client lifecycle - Experience in designing user journeys for SME interactions - Experienced in client engagement, creating insights and data analytics - Understanding of omnichannel strategies and how SMEs interact across devices - Familiarity with self-serve capabilities - Customer-centric mindset with a passion for delivering high-quality products that meet or exceed customer expectations and drive business value - Strong understanding of Agile principles and methodologies, including Scrum, Kanban, or Lean, and experience working in agile development teams In addition to the above, any experience with Fintech, corporate or wholesale banking knowledge, or experience and knowledge in Trade products is considered a plus. English proficiency at C2 level is required for this role.