Senior POS Mobile Engineer

Who we are

Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.

As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.

About the role

As a Senior Mobile Engineer (POS Terminal), you will be responsible for building, optimizing, and maintaining high-performance Android-based POS applications used across large-scale transaction environments.

You will work closely with Mobile Architects, Backend Engineers, Product Managers, and Hardware teams to deliver reliable, secure, and scalable POS features. This role requires strong hands-on Android expertise, deep understanding of payment flows, and experience integrating with POS hardware and EMV standards.

You will own complex features end-to-end while contributing to system design discussions and ensuring engineering excellence across the codebase.

What you’ll get to do

• • Feature Development & Ownership

• • Design, implement, and maintain Android-based POS terminal applications (Java/Kotlin).

• • Own end-to-end development of key transaction flows (sales, refunds, reversals, settlement).

• • Collaborate with backend teams to integrate APIs and ensure reliable transaction synchronization.

• • Implement offline-first capabilities and manage edge-case handling in low-connectivity environments.

• • Payments & Security

• • Integrate EMV chip, contactless (NFC), and card-present transaction flows.

• • Work with encryption standards, key management processes, and secure payment SDKs.

• • Ensure compliance with payment security best practices.

• • Troubleshoot and resolve transaction-related issues in production

• • Hardware Integration

• • Integrate and maintain support for POS peripherals (card readers, pin pads, printers, scanners).

• • Work with OEM SDKs for Android-based POS terminals.

• • Handle Bluetooth, USB, and embedded hardware communication layers.

• • Code Quality & Engineering Standards

• • Write clean, maintainable, testable code following established architecture patterns.

• • Participate in code reviews and provide constructive feedback.

• • Contribute to improving CI/CD pipelines and release processes.

• • Support debugging, monitoring, and performance optimization efforts.

• • Collaboration & Mentorship

• • Work cross-functionally with Product, QA, and Backend teams to deliver high-quality features.

• • Mentor mid-level engineers and support onboarding of new team members.

• • Participate in sprint planning, estimation, and technical discussions.

• To succeed in this role, you should have

• • Minimum of 5+ years of experience in Android app development

• • A degree in Computer Science, Engineering or a related subject

• • Strong expertise in Android Native development (Kotlin/Java).

• • Experience building or maintaining POS terminal applications.

• • Solid understanding of EMV standards and card-present transaction flows

• • Experience integrating payment SDKs and hardware peripherals.

• • Familiarity with REST APIs, WebSockets, and background sync mechanisms.

• • Experience with local storage solutions (Room, SQLite).

• • Strong debugging and performance optimization skills.

• • Understanding of secure coding practices in financial systems.

• • Ability to work effectively in a fast-paced, high-ownership environment.

• • Experience working in fintech or high-transaction environments.

• • Exposure to cross-platform frameworks (e.g., Flutter).

• • Experience working with Android-based embedded POS terminals.

What we can offer you

• • Culture - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.

• • Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.

• • Compensation - You’ll receive an attractive salary, pension, health insurance, paid leave plus other benefits.

• What to expect in the hiring process

• • A preliminary phone call with the recruiter

• • A take-home test exercise

• • A technical interview with a Lead in our Engineering Team

• • A behavioural and technical interview with a member of the Executive team.

• Moniepoint is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

• #LI-Remote