Lead Business Analyst-Insurance (Thiruvananthapuram)

Job Description Insurance Business Analyst Job Title: Insurance Business Analyst Location: India Experience: 48 Years (Preferred) Department: Product & Technology / Digital Transformation Job Summary We are seeking a highly skilled Insurance Business Analyst with solid expertise in requirement gathering, insurance product implementation, API integrations, and project delivery. The ideal candidate should possess in-depth knowledge of the Indian Insurance industry, including Life, General, Health Insurance products, and experience working with Bancassurance (Banca) channels. The candidate will act as a liaison between business stakeholders, insurers, technology teams, and external partners to ensure successful product development and implementation. Key Responsibilities Business Analysis & Requirement Gathering Engage with business stakeholders, insurers, banking partners, and technical teams to gather and document business requirements. Conduct requirement workshops, stakeholder interviews, and gap analysis sessions. Prepare and manage Business Requirement Documents (BRD), Functional Requirement Documents (FRD), User Stories, Process Flows, and Use Cases. Analyze current business processes and recommend process improvements. Insurance Product Development Understand and analyze Life, Health, Personal Accident, Motor, Travel, and Group Insurance products. Support end-to-end product configuration, implementation, and launch activities. Coordinate with insurance partners to understand product rules, underwriting guidelines, and policy issuance processes. Ensure product requirements comply with IRDAI guidelines and business objectives. API Integration & Digital Implementation Work closely with development teams and insurer partners for API-based integrations. Understand REST/SOAP APIs, JSON/XML payloads, authentication mechanisms, and integration workflows. Analyze API specifications and prepare functional mapping documents. Support testing and validation of insurer .