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About the role
We are seeking an experienced Underwriting SME (Life & Health) to bridge insurance underwriting expertise with AI-driven decision-making solutions. The ideal candidate will possess robust knowledge of Life & Health underwriting and work closely with AI, engineering, and business teams to translate underwriting guidelines into structured AI workflows and prompt-based decision logic. The role involves designing AI-powered underwriting journeys, ensuring regulatory compliance, validating AI outputs, and driving continuous improvement of underwriting solutions while maintaining governance, transparency, and scalability across multiple markets. Location PAN India Key Responsibilities Translate Life & Health underwriting guidelines, reinsurance rules, and decision frameworks into AI prompts and structured workflows. Validate AI-generated underwriting decisions to ensure alignment with underwriting philosophy, risk appetite, and regulatory requirements. Collaborate with AI engineers to design end-to-end underwriting decision flows and human-in-the-loop processes. Define escalation mechanisms for complex or low-confidence underwriting cases. Ensure AI solutions comply with internal governance, audit, regulatory, and ethical AI standards. Develop reusable underwriting logic that can be localized for multiple markets. Conduct prompt testing, scenario validation, A/B testing, and performance analysis to improve AI accuracy. Monitor AI outputs for bias, drift, and compliance while maintaining version control and documentation. Partner with underwriting, product, and technology teams to successfully deploy AI-enabled underwriting solutions. Required Skills Life & Health Underwriting Medical Underwriting Financial Underwriting Reinsurance (RI) Generative AI & Prompt Engineering AI Governance & Compliance Preferred Qualifications 8+ years of experience in Life & Health Insurance Underwriting. Solid understanding of underwriting manuals, decision rules, and reinsurance guidelines. Exposure to Generative AI, Prompt Engineering, or AI-assisted underwriting solutions. Knowledge of insurance regulations, governance, auditability, and ethical AI principles. Excellent stakeholder management, analytical, and problem-solving skills. We are seeking an experienced Underwriting SME (Life & Health) to bridge insurance underwriting expertise with AI-driven decision-making solutions. The ideal candidate will possess robust knowledge of Life & Health underwriting and work closely with AI, engineering, and business teams to translate underwriting guidelines into structured AI workflows and prompt-based decision logic. The role involves designing AI-powered underwriting journeys, ensuring regulatory compliance, validating AI outputs, and driving continuous improvement of underwriting solutions while maintaining governance, transparency, and scalability across multiple markets. Location PAN India Key Responsibilities Translate Life & Health underwriting guidelines, reinsurance rules, and decision frameworks into AI prompts and structured workflows. Validate AI-generated underwriting decisions to ensure alignment with underwriting philosophy, risk appetite, and regulatory requirements. Collaborate with AI engineers to design end-to-end underwriting decision flows and human-in-the-loop processes. Define escalation mechanisms for complex or low-confidence underwriting cases. Ensure AI solutions comply with internal governance, audit, regulatory, and ethical AI standards. Develop reusable underwriting logic that can be localized for multiple markets. Conduct prompt testing, scenario validation, A/B testing, and performance analysis to improve AI accuracy. Monitor AI outputs for bias, drift, and compliance while maintaining version control and documentation. Partner with underwriting, product, and technology teams to successfully deploy AI-enabled underwriting solutions. Required Skills Life & Health Underwriting Medical Underwriting Financial Underwriting Reinsurance (RI) Generative AI & Prompt Engineering AI Governance & Compliance Preferred Qualifications 8+ years of experience in Life & Health Insurance Underwriting. Solid understanding of underwriting manuals, decision rules, and reinsurance guidelines. Exposure to Generative AI, Prompt Engineering, or AI-assisted underwriting solutions. Knowledge of insurance regulations, governance, auditability, and ethical AI principles. Excellent stakeholder management, analytical, and problem-solving skills.