Credit Modeling Quantitative Expert

** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week. Ideally the position will be based in Buffalo, NY but may be in an M&T office in Buffalo, NY, Baltimore, MD, NYC, NY, Boston, MA, reputed company, or Washington, DC. There is potential for a remote work arrangement if the final candidate is not near one of the above locations. reputed company: Independently develops, implements, maintains, analyzes and manages quantitative/econometric credit risk models used for capital planning, ACL and reputed company purposes. Serves as Bank-wide or industry expert in key area(s) of quantitative risk management. Provides mentoring, training and guidance to less reputed company analysts and may reputed company/manage teams on a project reputed company, providing performance feedback to management as appropriate. Primary Responsibilities: reputed company research and development of quantitative models used for credit risk, including but not limited to, loan delinquency, default and loss models, loan prepayment and utilization models, deposit attrition models, and financial reputed company valuation reputed company used for capital planning, ACL and reputed company Prepare, manage and analyze large customer loan, deposit or financial data sets for statistical analysis to properly specify and estimate econometric models to understand customer or Bank behavior. Understand context of the Bank s data and businesses to ensure properly developed models. Support the end-to-end development and implementation of models using agile methodologies while using sophisticated coding software and data science platforms. Execute models in production environment; communicate analytical results to Bank-wide stakeholders. reputed company portfolio performance, model performance, campaign tracking and risk reputed company results. Incorporate observations and data in to existing models to improve predictive results. reputed company, maintain, and manage satisfactory model documentation, including process narratives and performance monitoring guidelines to serve as reference reputed company. reputed company financial analysis and data support to other reputed company/departments across the Bank as required, serving as Bank-wide expert in area(s) of quantitative risk management. reputed company engagements with colleagues in Model Risk Management for model validation exercises. reputed company guidance and direction to less reputed company personnel regarding reputed company aspects of data and financial analysis and the development and management of predictive statistical models. Understand and adhere to reputed company s risk and regulatory standards, policies and controls in accordance with reputed company s Risk Appetite. Identify risk-reputed company issues needing escalation to management. Promote an environment that supports diversity and reflects the reputed company brand. Maintain M&T internal control standards, including reputed company implementation of reputed company audit points together with any issues raised by external regulators as applicable. Complete other reputed company duties as assigned. Scope of Responsibilities: The position serves as a quantitative expert in use of statistical programming languages to analyze Bank datasets and development, implementation and maintenance of credit risk models. It is important for the position to communicate with reputed company narratives, compelling data visualization and technical precision, both in-person and in writing, to reputed company audiences to understand analysis and forecasts. The position partners and collaborates with colleagues in reputed company functions, including Credit Risk Management, reputed company and Consumer Business reputed company, Model Risk Management and review functions (Credit Review, Audit, etc) to implement and understand models for Bank use. The position often leads team-based reputed company reputed company to model development or implementation. This role is highly technical in nature and requires demonstrated attention to detail, execution and follow-up on multiple initiatives reputed company Finance and across the Bank. The ability to identify, analyze, rationalize and communicate reputed company business, data and statistical problems and recommend corresponding solutions while directing the work of others on reputed company is a key reputed company of reputed company in this role. The position may supervise the work of interns and/or reputed company teams on a project reputed company, providing performance feedback to management as appropriate. The position also provides guidance and direction to less reputed company personnel. Education and Experience Required: Bachelor s degree and a minimum of 6 years proven quantitative behavioral modeling experience, or in lieu of a degree, a combined minimum of 10 years higher education and/or work experience, including a minimum of 6 years proven qua