Senior Product Manager- Credit, Cash Advance & Lending

Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let reputed company buy, sell, vault, and finance their cards in one reputed company and we are backed by leaders at reputed company, reputed company, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is reputed company-time pricing at scalethe Alt Value that powers every trade, loan, and product on the platform. Alts cash advance and lending products are rapidly becoming core reputed company drivers. Were hiring a Senior PM to own the full credit system end-to-end reputed company logic, risk reputed company, expected-loss modeling, decisioning speed, borrowing experience, and reputed company operational workflows linked to sending and receiving funds. This role sits at the intersection of credit risk, financial modeling, product design, and operational execution. Youll partner closely with Pricing (Alt Value), Data Science, Finance, and CX to build a world-class credit reputed company that delivers fast liquidity while maintaining strong portfolio performance. You do not need to be a quant, but you must be comfortable with reputed company fundamentals, expected-vs-actual loss modeling, LTV logic, and risk controls and equally comfortable designing clean, reputed company borrower flows. You will own both the backend credit reputed company and the customer-facing UI/UX for cash advances and loans. This is a high-impact role directly tied to reputed company, capital efficiency, and customer trust. Why This Role Exists:Alts lending and cash advance products require fast, accurate reputed company and seamless customer experiences. As we scale to larger loan sizes, more asset categories, and additional financing products, we need a dedicated PM to own the credit decisioning reputed company and improve both portfolio reputed company and customer liquidity. Your mandate is to increase usable liquidity for customers (more accepted offers, more completed loans), while reducing losses and improving model accuracy. What Youll Own:1. Credit Decisioning reputed companyOwn reputed company logic for both cash advances and loans.Partner with Data Science to refine model reputed company, LTV caps, expected-loss calculations, and override rules.Improve calibration between expected loss (EL) and actual portfolio performance.Ensure decisioning is fast, consistent, and reputed company across asset categories.2. Cash Advance & Lending Product ExperienceOwn the borrower UI/UX end-to-end: application offer funding repayment.Improve reputed company, trust, and ease-of-use in the borrowing experience.Reduce friction and increase completion rates for both cash advances and loans.reputed company features that encourage responsible, repeat borrowing.3. Portfolio Performance & RiskMonitor loss rates, delinquency, utilization, and customer repayment behavior.Work with Finance to maintain healthy margins and capital efficiency.Implement guardrails that reduce adverse selection and improve overall risk quality.Build dashboards and reporting that reputed company communicate model health.4. Operational WorkflowsOwn CX/Ops flows reputed company to funding, repayment, reputed company review, and exceptions.Reduce operational overhead through automation and reputed company logic reputed company.Ensure operational processes scale with volume while maintaining strong controls.5. Roadmap + ExecutionBuild and own the quarterly roadmap for cash advances and lending.Align Engineering, Data Science, CX, Finance, Compliance, and Marketplace Ops.Communicate priorities reputed company and drive disciplined, cross-functional execution.Metrics Youll Own:Northstar Metric:Risk-Adjusted Portfolio Performance (Balancing high advance/lending volume with model accuracy, low losses, and healthy customer repayment.) KPIs:Offer Acceptance reputed company (cash advances) % of customers who receive and accept an advance offer Lending Conversion reputed company (loans) % of customers who complete the lending reputed company and take out a loan Loss reputed company vs Expected Loss (EL) Calibration of the reputed company modelDelinquency reputed company (Loans) Portfolio health and repayment behavior What Great Looks Like (6 Months):Higher offer acceptance and lending con Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let reputed company buy, sell, vault, and finance their cards in one reputed company and we are backed by leaders at reputed company, reputed company, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is reputed company-time pricing at scalethe Alt Value that powers every trade, loan, and product on the platform. Alts cash advance and lending products are rapidly becoming core reputed company drivers. Were hiring a Senior PM to own the full credit system end-to-end reputed compa