Source description
About the role
- Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicating analytical and credit ideas - Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior - Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight - Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones - Ideate and help launch next-generation lending products and structures that will drive the next round of innovation - Monitoring monthly transactions and provide a report on planning and risk management Desired Candidate Profile: - 2+ Years of experience in credit-policy, underwriting strategies, and risk modeling - Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market - Experience in developing lending, customer acquisitions and/or portfolio management strategies - Proficiency in analytical skills with SQL, Excel and BI dashboards. Programming knowledge of Python, R is a bonus. - Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.
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