Source description
About the role
Job Description
Skill Set
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Core Banking in Retail Banking
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Total Experience :
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10.00 to 20.00 Years
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No of Openings :
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1
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Job Post Date :
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10/02/2026
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Job Expiry Date :
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05/08/2026
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Domain :
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IT
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Location :
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BENGALURU [India]
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Job Reference No :
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4032371
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Job Summary
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Core Banking SME
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Job Description (12+ Years Experience)
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Key Responsibilities
- Functional Consulting & Requirements Analysis
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Gather, analyze, and document business requirements across core banking modules.
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Conduct gap analysis, feasibility studies, and impact assessments for changes and enhancements.
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Translate business needs into functional specifications, user stories, and solution designs.
- Core Banking Expertise
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Deep knowledge in one or more core banking areas:
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Customer onboarding & KYC
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Deposits (CASA, Term Deposits)
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Loans & Advances (retail/corporate)
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Payments & Transfers
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GL & Accounting
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Treasury operations
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Cards & Channels (ATM, Internet Banking, Mobile Banking)
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Regulatory & Compliance processes
- Solution Implementation & System Enhancements
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Work with product vendors and technology teams during system upgrades, migrations, and integrations.
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Provide SME guidance during configuration, customization, and deployment.
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Validate solution design to ensure alignment with business rules and regulatory requirements.
- Stakeholder Management
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Collaborate with business users, product teams, QA, developers, and third party vendors.
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Lead discussions with senior stakeholders to define priorities and roadmap.
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Manage expectations and provide clear communication across teams.
- Process Modelling & Documentation
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Document AS IS and TO BE business processes.
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Create process flows, data mapping documents, SOPs, and functional design documents.
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Support business in reengineering processes for efficiency and digital transformation.
- Testing & Quality Assurance
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Create test scenarios and support SIT/UAT cycles.
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Validate system outputs, identify defects, and work with teams for closure.
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Ensure solutions meet performance, security, and compliance standards.
- Production Support & Issue Resolution
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Provide SME level support for production issues.
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Perform root cause analysis and drive incident resolution.
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Support release management and change management activities.
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Preferred Skills
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Experience in API based integrations, digital banking, or open banking.
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Knowledge of regulatory reporting and local compliance requirements.
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SQL knowledge for basic data validation.
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Exposure to cloud based core banking platforms (Temenos SaaS, Mambu, Thought Machine, etc.).
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Certifications like CBAP, CSM, PRINCE2 (added advantage).
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