Senior/Chief - Product Manager (Payment Aggregator)

About the Role: We are looking for a dynamic Product Manager to lead the execution and implementation of our in-house Payment Aggregator (PA) platform . This is a high-ownership, cross-functional role suited for candidates who thrive at the intersection of payments technology, compliance, and delivery excellence. Key Responsibilities: Lead execution and rollout of the Banks PA stack onboarding journeys, checkout integrations (cards, UPI), and transaction flows along with UI/UX. Coordinate BIN certification requirements with card schemes and PG partners; manage PG integrations across phases (dedicated BIN, shared BIN, multi-PG). Drive end-to-end project management for PA onboarding across internal teams (compliance, legal, risk, technology, operations). Translate regulatory and scheme guidelines (RBI, PCI DSS, Card Schemes) into actionable product and process flows. Support compliance and audit readiness ensure KYC, merchant underwriting, data localization, fraud monitoring, and other mandated processes are implemented. Work closely with external Technology Service Providers (TSPs), gateways, and vendors to monitor implementation SLAs and transaction success rates. Prepare documentation, SOPs, and process notes for go-live readiness and internal stakeholder alignment. Own reporting formats for network schemes, regulatory filings, and internal performance tracking dashboards. Work on the cost optimisation. Qualifications & Skills: 6-9 years of experience in Product / Program Management roles within Payments, Fintech, or Banks. Strong understanding of payment transaction processing (cards, UPI), PA/PG ecosystem , and BIN management . Exposure to regulatory guidelines relevant to Payment Aggregators (RBI PA Guidelines, merchant onboarding norms, etc.). Familiarity with scheme certifications , compliance audits, KYC/AML, and merchant lifecycle processes. Excellent project execution skills with ability to manage timelines across multiple internal and external stakeholders. Strong analytical and documentation skills; ability to translate regulatory and business requirements into technical deliverables. Good to Have: Experience working with card schemes (Visa, MasterCard, RuPay) or network certification processes. Exposure to APIs and payments technology infrastructure. Suitable candidates with relevant experience can share their resume at radhika@beanhr.com