Business Analyst, Motor Claims, Commercial Insurance

About the Company We are a greenfield general insurance startup in India committed to building a digital-native, customer-centric platform across Motor, Health, Commercial and Specialty lines. Role Summary The Business Analyst for Commercial Underwriting (UW) & Claims will be responsible for analyzing, documenting, and transforming underwriting & claims processes across commercial lines (Fire, Marine, Engineering, Liability, Property, Miscellaneous). The role involves bridging business teams, underwriting, actuarial, operations, IT, and external vendors to enable faster risk assessment, pricing, policy issuance, and regulatory compliance. Key Skills & Competencies Strong knowledge of Commercial Lines underwriting & claims (Fire, Marine, Engineering, Liability, Property). Familiarity with IRDAI guidelines, risk inspections, and regulatory frameworks. Hands-on experience in PAS, Underwriting Workbench, and rating engine configurations. Knowledge of Reinsurance & Treaty terms impacting underwriting decisions. Proficiency in drafting BRDs, process maps (Visio) and UAT scripts. Excellent analytical, problem-solving, and stakeholder management skills. Strong communication and documentation capabilities. Familiarity with Indian General Insurance regulatory landscape (IRDAI guidelines, surveyor licensing, reporting formats). Hands-on experience in PAS, Claims Management Systems, workflow automation tools. Qualifications & Experience Graduate/Postgraduate in Insurance, IT 810 years of experience in Insurance Underwriting / Business Analysis, with focus on Commercial Lines in the Indian General Insurance sector. Experience in underwriting & claims , system transformation, PAS implementation, or digital underwriting tools is desirable. If interested please share your resume on swapna.gupta@cloverinfotech.com. About the Company We are a greenfield general insurance startup in India committed to building a digital-native, customer-centric platform across Motor, Health, Commercial and Specialty lines. Role Summary The Business Analyst for Commercial Underwriting (UW) & Claims will be responsible for analyzing, documenting, and transforming underwriting & claims processes across commercial lines (Fire, Marine, Engineering, Liability, Property, Miscellaneous). The role involves bridging business teams, underwriting, actuarial, operations, IT, and external vendors to enable faster risk assessment, pricing, policy issuance, and regulatory compliance. Key Skills & Competencies Strong knowledge of Commercial Lines underwriting & claims (Fire, Marine, Engineering, Liability, Property). Familiarity with IRDAI guidelines, risk inspections, and regulatory frameworks. Hands-on experience in PAS, Underwriting Workbench, and rating engine configurations. Knowledge of Reinsurance & Treaty terms impacting underwriting decisions. Proficiency in drafting BRDs, process maps (Visio) and UAT scripts. Excellent analytical, problem-solving, and stakeholder management skills. Strong communication and documentation capabilities. Familiarity with Indian General Insurance regulatory landscape (IRDAI guidelines, surveyor licensing, reporting formats). Hands-on experience in PAS, Claims Management Systems, workflow automation tools. Qualifications & Experience Graduate/Postgraduate in Insurance, IT 810 years of experience in Insurance Underwriting / Business Analysis, with focus on Commercial Lines in the Indian General Insurance sector. Experience in underwriting & claims , system transformation, PAS implementation, or digital underwriting tools is desirable. If interested please share your resume on swapna.gupta@cloverinfotech.com.