Product Manager - Assets - SME

Role Overview: You will be responsible for owning the end-to-end product management for SME lending programs, focusing on Ecosystem-led, co-lending, anchor-led, and alternate lending constructs. Your role will involve driving product strategy, credit program design, SOPs, digital journey delivery, portfolio governance, and regulatory compliance. Key Responsibilities: - Overall product management and managing credit program/policies of SME lending - Designing and managing SOPs for the end-to-end lending journey with adequate risk controls - Portfolio management of credit programs, including monitoring triggers and caps - Ensuring adherence to digital lending guidelines and applicable program compliance - Supporting in the digital implementation of the lending journey - Devising new credit programs or amending existing programs - Collaborating with stakeholders for timely go-live of lending programs - Managing portfolio triggers and caps, delinquency management, and risk controls - Providing portfolio insights partner-wise - Working closely with partners for streamlined customer journey and governance - Collaborating with Product Manager for building digital journeys of credit programs - Supporting the coverage team for successful commercialization of partnerships - Creating customized training programs for effective sales & marketing of Alternate Lending programs Qualifications Required: - 6-8 years of minimum relevant experience - Experience in Product Management, lending especially in trade finance, and digital is preferred - MBA in Finance/Marketing, CA, or CFA from a Tier-1 institute preferred - Proficiency in MS-Word, PowerPoint, and Excel Additional Details: The job holder needs to possess the following skills: - Job Knowledge: Fast learner in the job - Organising Skills: Organized to meet conflicting deadlines - Proactive: Quick to understand system implementations and changes - Communication Skills: Effective verbal and written communication skills - Interpersonal Skills: Ability to liaise with various internal and external stakeholders Company Relationship: You will work with internal stakeholders including SME Head, Product Head, Product Team, RMG, GTS, Strategy & Planning, DAH2, SG-Tech, and external partners in the Ecosystem. Role Overview: You will be responsible for owning the end-to-end product management for SME lending programs, focusing on Ecosystem-led, co-lending, anchor-led, and alternate lending constructs. Your role will involve driving product strategy, credit program design, SOPs, digital journey delivery, portfolio governance, and regulatory compliance. Key Responsibilities: - Overall product management and managing credit program/policies of SME lending - Designing and managing SOPs for the end-to-end lending journey with adequate risk controls - Portfolio management of credit programs, including monitoring triggers and caps - Ensuring adherence to digital lending guidelines and applicable program compliance - Supporting in the digital implementation of the lending journey - Devising new credit programs or amending existing programs - Collaborating with stakeholders for timely go-live of lending programs - Managing portfolio triggers and caps, delinquency management, and risk controls - Providing portfolio insights partner-wise - Working closely with partners for streamlined customer journey and governance - Collaborating with Product Manager for building digital journeys of credit programs - Supporting the coverage team for successful commercialization of partnerships - Creating customized training programs for effective sales & marketing of Alternate Lending programs Qualifications Required: - 6-8 years of minimum relevant experience - Experience in Product Management, lending especially in trade finance, and digital is preferred - MBA in Finance/Marketing, CA, or CFA from a Tier-1 institute preferred - Proficiency in MS-Word, PowerPoint, and Excel Additional Details: The job holder needs to possess the following skills: - Job Knowledge: Fast learner in the job - Organising Skills: Organized to meet conflicting deadlines - Proactive: Quick to understand system implementations and changes - Communication Skills: Effective verbal and written communication skills - Interpersonal Skills: Ability to liaise with various internal and external stakeholders Company Relationship: You will work with internal stakeholders including SME Head, Product Head, Product Team, RMG, GTS, Strategy & Planning, DAH2, SG-Tech, and external partners in the Ecosystem.