Vice President, Product Lead

Business FunctionDBS provides a full spectrum of products and services to its retail customers, which includes deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Job PurposeLead the growth and profitability of the bank's significant gold loan portfolio. Develop and execute strategies to enhance customer experience and drive product innovation. Requires deep gold loan industry knowledge, strong analytical and leadership skills. Manage the P&L for this significant asset portfolio. ResponsibilitiesProduct Strategy & DevelopmentDevelop a comprehensive gold loan product strategy focusing on market positioning, target segments, and competitive differentiation.Conduct market research and analysis to identify opportunities.Define product requirements and collaborate with crossfunctional teams to ensure successful product development and launch.Prioritize features based on customer feedback and business objectives.Product P&L & Lifecycle ManagementManage the product roadmap focusing on release schedule, feature prioritization, and product milestones.Monitor and analyze product performance metrics (revenue, profitability, customer acquisition/retention).Conduct competitive analysis to identify opportunities for product improvements.Develop gotomarket strategies, pricing models, and promotional campaigns.Manage product launches by coordinating with crossfunctional teams.CrossFunctional Collaboration & LeadershipCollaborate with engineering, UX/UI, and other teams ensuring timely and highquality delivery of product features and enhancements.Lead a team of product managers, set objectives and evaluate performance.Build relationships with stakeholders (senior management, distribution teams, customer support).Serve as a gold loan product subject matter expert.Compliance & Risk ManagementEnsure compliance with regulatory requirements and industry best practices.Assess and manage productrelated risks (credit, market, operational).Stay updated on regulatory changes and industry developments and make recommendations for implementation.Required Experience10+ years of proven experience as a Product Manager/Senior Product Manager in the gold loan industry.Strong understanding of the gold loan market, customer segments, competitive landscape, and regulatory environment.Preferred QualificationsBachelor's degree in business, finance, or related field.MBA or equivalent preferred.Core CompetenciesExcellent analytical and problemsolving skills.Proven success in product development, revenue growth, and customer satisfaction improvement.Exceptional leadership and communication skills.Technical CompetenciesStrong project management and organizational skills.Knowledge of compliance and risk management practices.Familiarity with agile methodologies and product management tools.Work RelationshipsExtensive interdepartmental coordination and teamwork. Business FunctionDBS provides a full spectrum of products and services to its retail customers, which includes deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Job PurposeLead the growth and profitability of the bank's significant gold loan portfolio. Develop and execute strategies to enhance customer experience and drive product innovation. Requires deep gold loan industry knowledge, strong analytical and leadership skills. Manage the P&L for this significant asset portfolio. ResponsibilitiesProduct Strategy & DevelopmentDevelop a comprehensive gold loan product strategy focusing on market positioning, target segments, and competitive differentiation.Conduct market research and analysis to identify opportunities.Define product requirements and collaborate with crossfunctional teams to ensure successful product development and launch.Prioritize features based on customer feedback and business objectives.Product P&L & Lifecycle ManagementManage the product roadmap focusing on release schedule, feature prioritization, and product milestones.Monitor and analyze product performance metrics (revenue, profitability, customer acquisition/retention).Conduct competitive analysis to identify opportunities for product improvements.Develop gotomarket strategies, pricing models, and promotional campaigns.Manage product launches by coordinating with crossfunctional teams.CrossFunctional Collaboration & LeadershipCollaborate with engineering, UX/UI, and other teams ensuring timely and highquality delivery of product features and enhancements.Lead a team of product managers, set objectives and evaluate performance.Build relationships with stakeholders (senior management, distribution teams, customer support).Serve as a gold loan product subject matter expert.Compliance & Risk ManagementEnsure compliance with regulatory requirements and industry best practices.Assess and manage pro