Product Head - Personal Loan

As the Head of Product for Personal Loans at a leading NBFC in Gurgaon, your role will involve overseeing the Personal Loans product portfolio. You will drive product strategy, digital lending initiatives, portfolio growth, customer acquisition, profitability, and overall P&L management for the personal loan business. Key Responsibilities: - Lead end-to-end product management for Personal Loan products catering to salaried and self-employed customer segments. - Drive product strategy, customer acquisition, portfolio growth, and profitability. - Design and launch innovative lending products and customer propositions. - Collaborate closely with Credit, Risk, Analytics, Sales, Technology, Operations, and Collections teams. - Develop digital customer journeys to enhance conversion rates and improve customer experience. - Monitor portfolio performance metrics including disbursement trends, delinquency, pricing, and profitability. - Establish partnerships with fintechs, digital platforms, DSAs, and ecosystem partners to drive business scale. - Utilize customer insights and analytics to enhance product offerings and expand market penetration. - Ensure adherence to regulatory guidelines and internal governance standards. - Spearhead automation and digitization initiatives throughout the lending lifecycle. Ideal Candidate: - Possess 12-18 years of experience in Product Management within NBFCs, Banks, or Fintechs. - Demonstrated expertise in Personal Loans and Consumer Lending products. - Proven track record in scaling retail lending portfolios and effective P&L management. - Strong understanding of underwriting, digital lending, customer acquisition, and portfolio analytics. - Preference for experience in fintech partnerships, embedded finance, or digital lending ecosystems. As the Head of Product for Personal Loans at a leading NBFC in Gurgaon, your role will involve overseeing the Personal Loans product portfolio. You will drive product strategy, digital lending initiatives, portfolio growth, customer acquisition, profitability, and overall P&L management for the personal loan business. Key Responsibilities: - Lead end-to-end product management for Personal Loan products catering to salaried and self-employed customer segments. - Drive product strategy, customer acquisition, portfolio growth, and profitability. - Design and launch innovative lending products and customer propositions. - Collaborate closely with Credit, Risk, Analytics, Sales, Technology, Operations, and Collections teams. - Develop digital customer journeys to enhance conversion rates and improve customer experience. - Monitor portfolio performance metrics including disbursement trends, delinquency, pricing, and profitability. - Establish partnerships with fintechs, digital platforms, DSAs, and ecosystem partners to drive business scale. - Utilize customer insights and analytics to enhance product offerings and expand market penetration. - Ensure adherence to regulatory guidelines and internal governance standards. - Spearhead automation and digitization initiatives throughout the lending lifecycle. Ideal Candidate: - Possess 12-18 years of experience in Product Management within NBFCs, Banks, or Fintechs. - Demonstrated expertise in Personal Loans and Consumer Lending products. - Proven track record in scaling retail lending portfolios and effective P&L management. - Strong understanding of underwriting, digital lending, customer acquisition, and portfolio analytics. - Preference for experience in fintech partnerships, embedded finance, or digital lending ecosystems.