Head - Data Team

Role Overview: As the Head of the Data Team at FinAGG Technologies Pvt. Ltd., you will be responsible for leading the Data function end-to-end. This role involves managing lending analytics, MIS automation, and data engineering to support credit decisions, portfolio monitoring, anchor reporting, partner compliance, and internal business intelligence in a fast-paced fintech environment. Key Responsibilities: - Design and automate MIS frameworks for portfolio performance, collections, disbursements, and cohort analysis - Build dashboards and scheduled reports for internal teams, anchor brands, and lending partners (banks, NBFCs) - Track portfolio health metrics such as DPD buckets, delinquency trends, vintage analysis, and repayment behavior - Own data pipelines from raw sources to clean, analysis-ready datasets - Partner with the CTO and product team to define data schemas, event tracking, and reporting layers for FinAGG's SaaS platform - Generate accurate reports for RBI-mandated disclosures, bureau submissions, and lender covenant tracking Qualifications Required: Must-Have: - 610 years of experience in data/analytics roles, with at least 23 years in BFSI/fintech/lending - Strong command of SQL (complex queries, window functions, CTEs) - Proficiency in Python or R for data wrangling, automation, and analysis - Deep understanding of lending terminology - Experience building or maintaining MIS dashboards - Hands-on experience with data pipeline automation - Strong Excel/Google Sheets skills for ad-hoc analysis and stakeholder-facing outputs Good to Have: - Exposure to GST data, bank statement analysis, or bureau data - Familiarity with cloud data stacks such as BigQuery, Redshift, Snowflake, or similar - Experience in a startup or high-growth fintech environment - Knowledge of RBI Digital Lending Guidelines and NBFC reporting norms - Prior experience with supply chain finance, invoice discounting, or channel finance Additional Details: At FinAGG, data is not a support function but the product itself. The company has disbursed over 5,200 Cr to 85,000+ MSMEs across 6,200+ pin codes. As the Head of the Data Team, you will have direct visibility with the founding team, ownership of the entire data stack, and a competitive compensation package with ESOPs. The environment is fast-moving with real complexity, offering you the opportunity to make a significant impact. Role Overview: As the Head of the Data Team at FinAGG Technologies Pvt. Ltd., you will be responsible for leading the Data function end-to-end. This role involves managing lending analytics, MIS automation, and data engineering to support credit decisions, portfolio monitoring, anchor reporting, partner compliance, and internal business intelligence in a fast-paced fintech environment. Key Responsibilities: - Design and automate MIS frameworks for portfolio performance, collections, disbursements, and cohort analysis - Build dashboards and scheduled reports for internal teams, anchor brands, and lending partners (banks, NBFCs) - Track portfolio health metrics such as DPD buckets, delinquency trends, vintage analysis, and repayment behavior - Own data pipelines from raw sources to clean, analysis-ready datasets - Partner with the CTO and product team to define data schemas, event tracking, and reporting layers for FinAGG's SaaS platform - Generate accurate reports for RBI-mandated disclosures, bureau submissions, and lender covenant tracking Qualifications Required: Must-Have: - 610 years of experience in data/analytics roles, with at least 23 years in BFSI/fintech/lending - Strong command of SQL (complex queries, window functions, CTEs) - Proficiency in Python or R for data wrangling, automation, and analysis - Deep understanding of lending terminology - Experience building or maintaining MIS dashboards - Hands-on experience with data pipeline automation - Strong Excel/Google Sheets skills for ad-hoc analysis and stakeholder-facing outputs Good to Have: - Exposure to GST data, bank statement analysis, or bureau data - Familiarity with cloud data stacks such as BigQuery, Redshift, Snowflake, or similar - Experience in a startup or high-growth fintech environment - Knowledge of RBI Digital Lending Guidelines and NBFC reporting norms - Prior experience with supply chain finance, invoice discounting, or channel finance Additional Details: At FinAGG, data is not a support function but the product itself. The company has disbursed over 5,200 Cr to 85,000+ MSMEs across 6,200+ pin codes. As the Head of the Data Team, you will have direct visibility with the founding team, ownership of the entire data stack, and a competitive compensation package with ESOPs. The environment is fast-moving with real complexity, offering you the opportunity to make a significant impact.