Product Consultant

We are seeking Loan Origination Experts with hands-on experience in designing, building, and scaling Loan Origination Systems (LOS) across diverse business lines. This is a high-impact role where you will work on mission-critical projects to design, configure, and implement next-generation LOS solutions integrated with global standards and AI-driven decisioning frameworks. This opportunity provides a platform to leverage your domain expertise, customer insight, and technical proficiency to transform the lending ecosystem. Key Responsibilities: Loan Origination System Design & Implementation Lead the end-to-end design and implementation of Loan Origination Systems across retail and MSME lending. Drive Rule Engine configurations to enable flexible and automated decision-making. Define, configure, and optimize Workflow Management to deliver seamless customer journeys. Build and maintain robust Master Management frameworks for customer, product, and transaction data. Deliver mobility-first loan origination solutions, including agent, DSA, and customer-facing applications. Manage Global Customer Data Models to ensure compliance, scalability, and a unified 360° customer view across geographies. Design LOS solutions covering multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and more. FinTech & Digital Integrations Collaborate with FinTech ecosystem partners and leverage India Stack components (Aadhaar, PAN, DigiLocker, UPI, Account Aggregator, eSign, CKYC). Integrate external data sources and ensure seamless connectivity with third-party systems. Apply AI/ML techniques for: Risk scoring using alternative data (telecom, utility, social, cashflows). Predictive credit behavior modeling. Fraud detection and anomaly spotting. Conversational AI for onboarding and customer support automation. Stakeholder Collaboration & Mentorship Engage with stakeholders across Sales, Credit, Risk, and Operations to translate business requirements into functional LOS configurations. Mentor and guide team members, promoting a culture of knowledge sharing and continuous improvement within solution delivery teams.