Product Manager

We are hiring Loan Origination Experts who have hands-on experience in building and scaling Loan Origination Systems (LOS) across diverse lines of business. This is a high-impact role where you will work on mission-critical projects, helping design, configure, and implement next-gen LOS solutions integrated with global standards and AI-driven decisioning. This opportunity provides a platform to leverage your domain knowledge, customer insight, and technical expertise to transform the lending ecosystem. Key Responsibilities Lead design and implementation of end-to-end Loan Origination Systems across retail and MSME lending. Drive Rule Engine configurations to enable flexible, automated decision-making. Define, configure, and optimize Workflow Management to deliver seamless customer journeys. Build and maintain robust Master Management frameworks for customer, product, and transaction data. Deliver Mobility-first solutions for loan origination including agent, DSA, and customer applications. Manage Global Customer Data Models ensuring compliance, scalability, and unified 360 view across geographies. Design solutions spanning multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and others. Collaborate with FinTech ecosystem partners and India Stack (e.g., Aadhaar, PAN, DigiLocker , UPI, Account Aggregator, eSign , CKYC). Engage with multiple stakeholders across Sales, Credit, Risk, and Operations, ensuring Requirements are translated into functional LOS configurations. Apply AI/ML techniques for: Risk scoring using alternative data (telecom, utility, social, cashflows). Predictive credit behavior modeling. Fraud detection and anomaly spotting. Conversational AI for faster onboarding and customer service. Mentor team members and actively contribute to knowledge-sharing within the product and solution delivery teams. Requirements Strong background in Loan Origination Systems design and implementation. Expertise in Rule Engines, Configurations, Workflow Management, Master Data Management, and Mobility Solutions. Deep understanding of lending product lifecycle across HL, PL, LAP, Gold, Vehicle, MSME, and Business Loans. Hands-on exposure to CPV/Field Investigation modules and external data integrations. Proven experience with FinTech integrations and Digital India Stack APIs. Knowledge of Global Customer Data Management and regulatory-compliant architectures. Practical application of AI/ML in credit decisioning, fraud analytics, and customer engagement. Strong stakeholder management and cross-functional collaboration skills. Open to Bankers from Sales/Credit backgrounds willing to transition into FinTech solution delivery. Qualifications Graduate/Postgraduate in Engineering, Technology, or Finance. 10-14 years of experience in Lending / LOS / BFSI / FinTech product development. Strong communication, analytical, and problem-solving skills.