Senior Risk Analyst (Credit Risk)

Role Overview: As a Risk Analyst at PhonePe, you will be responsible for building risk strategies for the lending business. You will work in a dynamic environment with cross-functional teams to manage risk effectively while supporting the business's growth. Your role will involve evaluating data sources, building anomaly detection capabilities, collaborating with the Data Science team, and communicating results and recommendations to stakeholders. Key Responsibilities: - Build Risk strategies to manage Fraud and Credit Risk for Lending business - Evaluate alternate data sources to solidify the risk management - Work with cross-functional teams to build anomaly detection capabilities - Collaborate with the Data Science team to develop risk models - Communicate results and recommendations effectively to various stakeholders - Evaluate the effectiveness of solutions and continuously improve upon them Qualifications Required: - BTech/ BE from Tier-I & II colleges - 3 - 5 years of relevant experience in Risk Analytics domain, preferably with Fintechs - Proficiency in SQL, Python, and MS Excel - Experience with Statistical modeling such as Decision Trees, XGBoost, etc. is preferred - Strong analytical acumen and problem-solving skills - Ability to balance data-driven insights with business goals - Skilled in building and managing business alliances - Agile, collaborative, and able to thrive in a competitive, result-oriented work environment - Capable of creating and owning processes independently Additional Details: PhonePe is India's leading digital payments company with a vast user base and a growing portfolio of financial services. At PhonePe, you will experience a work culture that empowers individuals, fosters creativity, and encourages ownership from day one. The company offers a range of employee benefits, including insurance, wellness programs, parental support, mobility benefits, retirement benefits, and other perks to support a rewarding work experience. (Note: The above Additional Details section is a summarized version of the company information provided in the job description.) Role Overview: As a Risk Analyst at PhonePe, you will be responsible for building risk strategies for the lending business. You will work in a dynamic environment with cross-functional teams to manage risk effectively while supporting the business's growth. Your role will involve evaluating data sources, building anomaly detection capabilities, collaborating with the Data Science team, and communicating results and recommendations to stakeholders. Key Responsibilities: - Build Risk strategies to manage Fraud and Credit Risk for Lending business - Evaluate alternate data sources to solidify the risk management - Work with cross-functional teams to build anomaly detection capabilities - Collaborate with the Data Science team to develop risk models - Communicate results and recommendations effectively to various stakeholders - Evaluate the effectiveness of solutions and continuously improve upon them Qualifications Required: - BTech/ BE from Tier-I & II colleges - 3 - 5 years of relevant experience in Risk Analytics domain, preferably with Fintechs - Proficiency in SQL, Python, and MS Excel - Experience with Statistical modeling such as Decision Trees, XGBoost, etc. is preferred - Strong analytical acumen and problem-solving skills - Ability to balance data-driven insights with business goals - Skilled in building and managing business alliances - Agile, collaborative, and able to thrive in a competitive, result-oriented work environment - Capable of creating and owning processes independently Additional Details: PhonePe is India's leading digital payments company with a vast user base and a growing portfolio of financial services. At PhonePe, you will experience a work culture that empowers individuals, fosters creativity, and encourages ownership from day one. The company offers a range of employee benefits, including insurance, wellness programs, parental support, mobility benefits, retirement benefits, and other perks to support a rewarding work experience. (Note: The above Additional Details section is a summarized version of the company information provided in the job description.)