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About the role
You will be responsible for developing, customizing, and maintaining Loan Origination System (LOS) and Loan Management System (LMS) on the Zoho platform. Your key responsibilities will include: - Developing Python-based applications, APIs, and automation for end-to-end loan lifecycle processes. - Handling LOS workflows such as customer onboarding, KYC, application processing, credit assessment, approval workflows, and loan disbursement. - Managing LMS functionalities including repayment schedules, EMI tracking, collections, penalties, closures, and customer servicing. - Integrating LOS/LMS with third-party APIs like credit bureaus, payment gateways, e-KYC, and banking systems. - Troubleshooting technical issues and implementing system improvements as per business requirements. - Coordinating with Credit, Operations, Risk, and Collections teams for process enhancements. Qualifications required for this role are: - 36 years of experience in Python development with hands-on experience in LOS & LMS implementation/customization. - Mandatory experience in NBFC, FinTech, or Banking domain with exposure to loan management processes. - Strong knowledge of Python, APIs, database management, and system integrations. - Experience in Zoho Creator, Zoho CRM, Zoho APIs, and Deluge scripting will be preferred. - Ability to understand lending business requirements and translate them into technical solutions. The company is looking for a candidate who has developed, implemented, or supported LOS/LMS systems for an NBFC or lending organization. Experience in digital lending platforms and automation of loan processes will be an added advantage. You will be responsible for developing, customizing, and maintaining Loan Origination System (LOS) and Loan Management System (LMS) on the Zoho platform. Your key responsibilities will include: - Developing Python-based applications, APIs, and automation for end-to-end loan lifecycle processes. - Handling LOS workflows such as customer onboarding, KYC, application processing, credit assessment, approval workflows, and loan disbursement. - Managing LMS functionalities including repayment schedules, EMI tracking, collections, penalties, closures, and customer servicing. - Integrating LOS/LMS with third-party APIs like credit bureaus, payment gateways, e-KYC, and banking systems. - Troubleshooting technical issues and implementing system improvements as per business requirements. - Coordinating with Credit, Operations, Risk, and Collections teams for process enhancements. Qualifications required for this role are: - 36 years of experience in Python development with hands-on experience in LOS & LMS implementation/customization. - Mandatory experience in NBFC, FinTech, or Banking domain with exposure to loan management processes. - Strong knowledge of Python, APIs, database management, and system integrations. - Experience in Zoho Creator, Zoho CRM, Zoho APIs, and Deluge scripting will be preferred. - Ability to understand lending business requirements and translate them into technical solutions. The company is looking for a candidate who has developed, implemented, or supported LOS/LMS systems for an NBFC or lending organization. Experience in digital lending platforms and automation of loan processes will be an added advantage.
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