Product Manager (Fintech)

As a Product Manager at CarTrade Tech Labs, you will play a pivotal role in driving strategic initiatives, product innovation, and digital financial solutions within the FinTech ecosystem. Your responsibilities will include: - Being a part of the end-to-end product development lifecycle for FinTech products and initiatives, across internal/dealer/consumer workflows. - Driving product strategy and execution in areas such as payments, lending, financial services, dealer financing, subscription and monetization products, wallets/payment integrations, and risk and fraud management. - Conducting market analysis, customer research, competitor benchmarking, and ecosystem studies to identify growth opportunities and customer pain points. - Developing and clearly communicating product roadmaps, business objectives, prioritization frameworks, and growth strategies. - Collaborating closely with Engineering, Design, Analytics, Risk, Compliance, Finance, and Business teams to conceptualize, build, test, and launch scalable FinTech solutions. - Working with external banking, payment gateway, NBFC, and financial ecosystem partners to enable seamless financial integrations and customer experiences. - Ensuring products are aligned with regulatory, compliance, security, and risk management requirements. - Identifying opportunities to integrate AI/ML and Generative AI into FinTech workflows for fraud detection, risk scoring, personalization, customer support automation, financial insights, and operational automation. - Working with Engineering and Data teams to conceptualize and scale AI-driven financial product features and automation use cases. - Staying updated on emerging FinTech trends, digital payment ecosystems, AI innovations, regulatory developments, and evolving customer behaviors. Qualifications required for this role: - Postgraduate degree in Business, Engineering, Computer Science, Finance, or related fields. - 3 years of experience in Product Management with exposure to FinTech, Payments, Lending, Financial Services, or Transactional Platforms. - Strong understanding of financial systems, lending/general processes and workflows, internal, dealer, and customer-facing financial products and processes. - Strong analytical and problem-solving skills with experience using data to drive product decisions. - Exceptional communication and stakeholder management skills with the ability to collaborate across cross-functional teams. - Passion for technology, digital financial ecosystems, and emerging FinTech trends. - Hands-on experience in Agile product development methodologies and product lifecycle management. - Exposure to AI/ML, Generative AI, or data-driven product initiatives is preferred. - Understanding of business process management, fraud systems, risk management, compliance workflows, payment gateways, or financial integrations will be an added advantage. - Familiarity with analytics platforms, experimentation frameworks, AI-assisted workflows, or LLM-based applications is a plus. At CarTrade Tech Labs, we are committed to creating a diverse, inclusive, and authentic workplace. We strongly encourage people of all races, ethnicities, disabilities, ages, gender identities or expressions, sexual orientations, religions, backgrounds, and experiences to apply. As a Product Manager at CarTrade Tech Labs, you will play a pivotal role in driving strategic initiatives, product innovation, and digital financial solutions within the FinTech ecosystem. Your responsibilities will include: - Being a part of the end-to-end product development lifecycle for FinTech products and initiatives, across internal/dealer/consumer workflows. - Driving product strategy and execution in areas such as payments, lending, financial services, dealer financing, subscription and monetization products, wallets/payment integrations, and risk and fraud management. - Conducting market analysis, customer research, competitor benchmarking, and ecosystem studies to identify growth opportunities and customer pain points. - Developing and clearly communicating product roadmaps, business objectives, prioritization frameworks, and growth strategies. - Collaborating closely with Engineering, Design, Analytics, Risk, Compliance, Finance, and Business teams to conceptualize, build, test, and launch scalable FinTech solutions. - Working with external banking, payment gateway, NBFC, and financial ecosystem partners to enable seamless financial integrations and customer experiences. - Ensuring products are aligned with regulatory, compliance, security, and risk management requirements. - Identifying opportunities to integrate AI/ML and Generative AI into FinTech workflows for fraud detection, risk scoring, personalization, customer support automation, financial insights, and operational automation. - Working with Engineering and Data teams to conceptualize and scale AI-driven financial product features and automation use cases. - Staying updated on emergi